Q1 Auto Rentals Services

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Renter's Collision Protection at Q1 Auto Rentals: Discover our comprehensive coverage options designed to safeguard your journey and peace of mind.

Definitions

“Agreement” means all terms and conditions found on both sides of this form. “You” or “your” means the person identified as the customer elsewhere in this Agreement, any person signing this Agreement, any Authorized Driver and any person or organization to whom charges are billed by us at its or the customer’s direction. All persons referred to as “you” or “your” are jointly and severally bound by this Agreement. ”We”, “our” or “us” means the business named on the reverse side of this Agreement. “Authorized Driver” means the renter and any additional driver listed by us on this Agreement, provided that person has a valid driver’s license and is at least age 21. Only Authorized Drivers may operate the Vehicle. “Vehicle” means the automobile or truck identified in this Agreement and any vehicle we substitute for it, and all its tires, tools, accessories, equipment, keys and vehicle documents. “Physical Damage” means damage to, or loss of, the Vehicle caused by collision or upset; it does not include comprehensive damage or loss, such as: loss of the Vehicle due to theft; vandalism;act of nature; riot or civil disturbance; hail, flood; or, fire. Physical Damage excludes interior burn holes, window stars or cracks not caused by collision or upset.”Loss of use” means the loss of our ability to use the Vehicle for any purpose caused by damage or loss during this rental. Loss of use is calculated by multiplying the number of days from the date the Vehicle is damaged or lost until it is repaired or replaced, times the daily rental rate.

Rental, Indemnity and Warranties

This is a contract for the rental of the Vehicle. We may repossess the Vehicle at your expense without notice to you, if the Vehicle is abandoned or used in violation of law or this Agreement. You agree to indemnify us, defend us and hold us harmless from all claims, liability, costs and attorney fees we incur resulting from, or arising out of, this rental and your use of the Vehicle. We make no warranties, express, implied or apparent, regarding the vehicle, no warranty of merchantability and no warranty that the vehicle is fit for a particular purpose.

Condition and Return of Vehicle.

You must return the Vehicle to our rental office on the date and time specified in this Agreement, and in the same condition that you received it, except for ordinary wear. If the Vehicle is returned after closing hours, you remain responsible for the safety of, and any damage to, or loss of, the Vehicle until we inspect it upon our next opening for business. Service to the Vehicle or replacement of parts or accessories during the rental must have our prior approval. You must check and maintain all fluid levels.

Responsibility for Damage or Loss; Reporting to Police.

You are responsible for all loss or theft of, or damage to, the Vehicle, which includes the cost of repair, or the actual cash retail value of the Vehicle on the date of the loss if the Vehicle is not repairable or if we elect not to repair the vehicle, plus loss of use, diminished value of the Vehicle caused by damage to it or repair of it, and our administrative expenses incurred processing the claim. You must report all accidents or incidents of theft and vandalism to us and the police as soon as you discover them.

Breach of Agreement

the acts listed here are prohibited uses of the rental vehicle. Any loss or damage that (a) is caused by anyone who is not an Authorized Driver, or by anyone whose driving license is suspended in any jurisdiction; (b) is caused by anyone under the influence of prescription or non-prescription drugs or alcohol; (c) is caused by anyone who obtained the Vehicle or extended the rental period by giving us false, fraudulent or misleading information; (d) occurs while the Vehicle is used in furtherance of any illegal purpose or under any circumstance that would constitute a violation of law, other than a minor traffic violation; (e) occurs while carrying persons or property for hire or while pushing or towing anything, or in any race, speed test or contest; (f) occurs while teaching anyone to drive; (g) occurs while carrying dangerous or hazardous items or illegal material in or on the Vehicle; (h) occurs outside the geographic limitations indicated on the reverse; (i) occurs when it is loaded beyond its capacity; (j) occurs as a result of driving the Vehicle on unpaved roads; (k) occurs while transporting more persons than the Vehicle has seat belts, or while carrying persons outside the passenger compartment; (I) occurs while transporting children without approved child safety seats as required by law; (m) occurs and the odometer has been tampered with or disconnected; (n) occurs when the vehicle’s fluid levels are low, or It is otherwise reasonable to expect you to know that further operation would damage the vehicle; (o) results from inadequately secured cargo; (p) where applicable, Is caused by anyone who lacks experience operating a manual transmission; (q) is a result of your willful, wanton or reckless act or misconduct; (r) occurs and you fail to summon the police to any accident involving personal injury or property damage; or, (s) is caused by an animal transported in the Vehicle; breach this agreement. You waive all recourse against us for any criminal reports or prosecutions that we take against you that arise out of your breach of this agreement.

Insurance

You are responsible for all damage or loss you cause to others. You agree to provide auto liability, collision and comprehensive insurance covering you, us and the Vehicle. Where state law requires us to provide auto liability insurance, or if you have no auto liability insurance, we provide auto liability insurance (the “Policy”) that is secondary to any other valid and collectible insurance whether primary, secondary, excess or contingent The Policy provides bodily injury and property damage liability coverage with limits no higher than minimum levels prescribed by the vehicular financial responsibility laws of the state whose laws apply to the loss. You and we reject PIP, medical payments, no-fault and uninsured and under-insured motorist coverage, where permitted by law. The Policy is void if you violate the terms of this Agreement, or if you fail to cooperate in any loss investigation conducted by us or our insurer.

Charges

You will pay us, or the appropriate government authorities, on demand all charges due us under this Agreement, including, but not limited to: (a) time and mileage for the period you keep the Vehicle, or a mileage charged based on our experience if the odometer is tampered with or disconnected; (b) charges for additional drivers; (c) optional products and services you purchased; (d) fuel, if you return the Vehicle with less fuel than when rented; (e) applicable taxes; (f) all parking, traffic and toll violations, fines, penalties, forfeitures, court costs, towing, impound and storage charges and other expenses involving the Vehicle assessed against us or the vehicle, unless these expenses are our fault; (g) $50, plus $5/mile for every mile between the renting location and the place where the Vehicle is returned, repossessed or abandoned, plus all other expenses we incur in locating and recovering the Vehicle if you fail to return it or if we elect to repossess the Vehicle under the terms of this Agreement; (h) all costs. including pre- and post-judgment attorney fees, we incur collecting payment from you or otherwise enforcing our rights under this Agreement; (i) a 2% per month late payment fee , or the maximum amount allowed by law (if less than 2%) on all amounts past due; (j) $50 or the maximum amount permitted by law, whichever is greater, if you pay us with a check returned unpaid for any reason; and (k) a reasonable fee not to exceed $350 to clean the Vehicle if returned substantially less clean than when rented.

Deposit

We may use your deposit to pay any amounts owed to us under this Agreement.

Your Property

You release us, our agents and employees from all claims for loss of, or damage to, your personal property (including a vehicle) or that of any other person, that we received, handled or stored, or that was left or carried in or on the Vehicle or in any service vehicle or in our offices, whether or not the loss or damage was caused by our negligence or was otherwise our responsibility.

Modifications

No term of this Agreement can be waived or modified except by a writing that we have signed. If you wish to extend the rental period, you must return the Vehicle to our rental office for inspection and written amendment by us of the due-in date. This Agreement constitutes the entire agreement between you and us. All prior representations and agreements between you and us regarding this rental are void.

Miscellaneous

A waiver by us of any breach of this Agreement is not a waiver of any additional breach or waiver of the performance of your obligations under this Agreement. Our acceptance of payment from you or our failure, refusal or neglect to exercise any of our rights under this Agreement does not constitute a waiver of any other provision of this Agreement. Unless prohibited by law, you release us from any liability for consequential, special or punitive damages in connection with this rental or the reservation of a vehicle. If any provision of this Agreement is deemed void or unenforceable, the remaining provisions are valid and enforceable.

Renter’s Collision Protection

This document describes the benefits and basic provisions of the agreement. Read it with care. The Agreement is the only contract under which benefits are paid.

This is only a brief description of the benefits available under the Agreement. The Agreement contains reductions, limitations, exclusions, and termination provisions. Full details of the benefits are contained in the Agreement. If there are any conflicts between this document and the Agreement, the Policy shall govern.

Available in all 50 United States.

DEFINITIONS Diminished Value means the actual or perceived reduction in market or resale value that results from a loss. Exotic Vehicle(s) includes Alfa Romeo, Aston Martin, Auburn, Avanti, Bentley, Bertone, BMC/Leyland, BMW M Series, Bradley, Bricklin, Cosworth, Citroen, Clenet, De Lorean, Excalibre, Ferrari, Fiat, Iso, Jaguar, Jensen, Jensen Healy, Lamborghini, Lancia, Lotus, Maserati, MG, Morgan, Opel, Pantera, Panther, Pininfarina, Rolls Royce, Stutz, Sterling, Triumph, TVR, Corvette, Dodge Viper, Tesla, SCC Ultimate Aero, Bugatti Veyron, Koenigsegg CCX, McIaren F1, Pagani Zonda, Maybach and Yugo.

Renter means a person who: A. is a member of an eligible class of persons as described in the Classification of Eligible Persons section of the Participating Organization

Application B. completes any required enrollment form, C. for whom remuneration has been paid, and D. while covered under this Agreement. Rental Return Date means the return date listed on the car rental agreement.

Additional renter means persons who are authorized drivers and listed on the car rental agreement.

Rental period means a period of travel; the Rental period has defined departure and return dates specified when the benefit applies; the Rental period does not exceed 28 days.

Participating Organization means an organization: A. which elects to offer this benefit under the Agreement by completing the Participation Organization Application that has been accepted by the Company, B. which remits the required remuneration when due, and C. while benefits through the Participating Organization is available under the Agreement.

EFFECTIVE DATE: Benefits will take effect on the date the rental agreement has been signed (Rental Start Date) provided the required remuneration has been paid on (or before) the rental agreement has been signed.

TERMINATION DATE: A Renter’s coverage will end when the car is returned on or before the Rental Return Date or at 11:59 PM on the Rental Return Date. If the car is not returned as specified on the rental agreement and the rental period has not been extended by the Renter.

RENTER’S COLLISION PROTECTION: The Company will pay this benefit up to a maximum of $20,000 subject to a $250 deductible. Benefits do not apply in states where the sale of this Agreement is prohibited by law. If the Renter rents a car from the Participating Organization and the car is damaged due to collision, vandalism, windstorm, fire, hail or flood while in his/her possession, The Company will indemnify the Renter for damages sustained by the Participating Organization in accordance with the Participating Organization Addendum. Coverage is provided to the Renter and Additional Renter providing the Renter and the Additional Renter are licensed drivers and are listed on the rental agreement. This benefit is primary to other forms of insurance or indemnity.

EXCLUSIONS:
Coverage is not provided, in whole or in part, for any loss due to:

  • War or act of war, whether declared or not, civil commotion, insurrection or riot.
  • Participation in contests of speed, motorsport or motor racing including training or practice for the same.
  • Any unlawful acts committed by the Renter, Immediate Family Member, or Additional Renter whether benefits are provided or not.
  • Suicide, attempted suicide, or intentionally self-inflicted injury (or any attempt at intentionally self-inflicted injury) by the Renter, Immediate Family Member, Additional Renter or Business Partner.
  • Military duty or service.
  • Alcohol or substance abuse (or treatment for the same).
  • A rental for which the rental agreement does not contain specific dates of return.
  • Any government regulation or prohibition.
  • Injury sustained while committing or attempting to commit a crime.
  • Driving under the influence of alcohol.
  • Being under the influence of drugs or intoxicants
  • Any obligation the Renter or Additional Renter assumes under any agreement.
  • Rentals of campers, trailers, all-terrain vehicles, dune buggies, motorbikes, motorcycles, recreational vehicles, exotic vehicles, trucks requiring a CDL license to operate, or vehicles not licensed for road use.
  • Any loss which occurs if the Renter or Additional renter is in violation of the rental agreement.
  • Failure to report the loss to the proper local authorities and the rental car company.
  • Damage to any other vehicle, structure or person as a result of a covered loss.
  • Injury of anyone or damage to anything inside or outside the rental vehicle.
  • Loss or theft of personal belongings.
  • Depreciation of the rental vehicle caused by loss or damage including (but not limited to) diminished value, wear and tear, gradual deterioration, mechanical breakdown, items not installed by the original manufacturer or bodily injury.

IN THE EVENT OF LOSS: The Renter must: 1. Take all reasonable, necessary steps to protect the vehicle and prevent further damage to it. 2. Report the loss to the appropriate local authorities and the rental company as soon as possible. 3. Obtain all information on any other party involved in an accident such as name, address, insurance information, and driver’s license number. 4. Provide The Company with all documentation such as the rental agreement, police report and damage estimate.

PAYMENT OF CLAIMS Claim Procedures: Notice of Claim:

  • The Renter must FIRST call Corporate Claims Service at 267 -332 -0814, X119, or X115 as soon as reasonably possible and advise of a loss under Renter’s Collision Protection. Supply the name of the rental agency, its address, the rental agreement, and the police incident or accident report.
  • Corporate Claims Service will fill in the claim form and forward it to the Renter for his or her review and signature. The completed form should be returned to Corporate Claims Service, One Greenwood Square, 3333 Street Road, Ste. 305, Bensalem, PA 19020. Fax: 267-332-0841 Claims can be e-mailed to claims@corporateclaims.net
  • If possible, call the rental car company immediately
  • Call the police immediately as you must have a police report for proof of loss
  • If the damage occurs on private property, and the police do not come to the occurrence, you must immediately go to the nearest police station and make a police report.